Benefits of Separately Managed Accounts

Individually Tailored Portfolios
A customized portfolio will match your objectives better than an “off the rack” mutual fund. The flexibility to find and invest in undervalued sectors of the market can be used to attempt to produce excess return.

Accessibility
A money manager will listen to you and keep you informed about our current strategy.

Management Fees
Money manager fees are generally lower than the total expense ratio of a mutual fund.

Year-End Tax Planning
To minimize your tax liability, you can request capital gains or losses in your individually managed portfolio.

Controlling Taxes
When you buy a mutual fund, you buy into an existing tax liability of the fund.  If they have sold securities for a capital gain, a prorated share of the gain is allocated to you at year end, even if you did not participate in it.

Investment Policy Statement Compliance
A money manager will follow your investment policy needs.